Replacement cost, actual cash value, covered perils, ordinance coverage, what does this all mean?  Homeowner’s insurance can be daunting and confusing.  Some insurance companies have coverage that the average homeowner wasn’t even aware was a thing!  The average homeowner may also be shocked to find out that they have limited coverage, typically $2500, for one […]

Photo courtesy http://blue-mud.net/phsFloodRecedes.html As residents in North Carolina and South Carolina are reveling in the wake of Hurricane Florence, the waters are still rising in certain areas even after the rains have stopped.  I was listening to the radio this morning and a caller from South Carolina was being interviewed.  His home town was protected by […]

Within the past few years, the Greater Cincinnati/NKY region has been struck by the dreaded Emerald Ash Borer.  This little bug has caused thousands of Ash trees untimely demise with it’s voracious appetite, literally sucking the life out of the beautiful trees that proudly adorned landscapes all across our area.  If you have one of […]

Maybe you’re a collector of relics. Maybe you received a piece of heirloom jewelry that has been passed down from generations. Or, maybe you got way more than what you expected with a huge rock from your fiance or husband. Whatever the case may be, you want to protect it. But, what you may not […]

Most of us have them, we just don’t think about them. Sewer pipes, water lines, phone lines, underground cable lines, naturals gas lines-these are examples of underground service lines. Basically, if it is under the ground, provides a service to your home, then you have them. These are the reason we have the “call before […]

Many of you may have seen Jami Anna Insurance’s Facebook posts.  We often advertise that we offer a different type of agent relationship.  You may wonder what that truly means.  What I would like to offer is some clarity to how we operate. We are believers in the Golden Rule-Do unto others as you would […]

So parents, you have a child about to turn 16 and Lord knows you’re not looking forward to it! Not only are you worried about the hours you have to spend with them in the family car, driving around town, teaching them to parallel park, and learning how to avoid accidents, but you also are […]